Category: US Pensions for Canadians

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Moving from the U.S. to Canada Tax Tips

Tax Savvy Americans: Important Things to Consider Before Moving from the U.S. to Canada

Moving from the U.S. to Canada? Learn 10 important tax factors to consider. John and Jane had been dreaming of a life in Canada for years. They loved the idea of living in Canada – with its laid-back lifestyle, beautiful scenery, and ample opportunities for…
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Taxation of US IRAs for Canadian Residents

While resident in the US, individuals often save for retirement in a US Traditional IRA or Roth IRA. Prior to moving to Canada, it is important to consider the Canadian tax impacts as well, including the ability to defer Canadian tax. Traditional IRAs Fortunately, a…
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Taxation of US IRA Withdrawals in Canada

When making a move from the US to Canada, individuals often think about the tax impacts of their US pensions or retirement savings after leaving the US. The Canadian tax impacts will vary depending on the type of account held, with traditional IRAs and 401(k)s…
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Should a US Traditional IRA be Converted to a Roth IRA Prior to Moving to Canada?

When considering a move to Canada from the US, many consider tax moves to make between a US traditional IRA and a Roth IRA. Should a move to a Roth IRA be considered, if possible? Taxation of Roth IRAs For most individuals, tax rates in…
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